Legal

Terms of Use

Effective Date: June 22, 2026
Last Updated: June 22, 2026
Ethos Advisory Inc.

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1. Acceptance of Terms

Welcome to Ethos Advisory Inc. ("Ethos Advisory", "we", "our", or "us").

These Terms of Use ("Terms") govern your access to and use of:

  • https://www.ethosadvisory.ca;
  • all associated webpages and digital properties;
  • any reports, articles, publications, insights, newsletters, presentations, tools, resources, and content made available through the website (collectively, the "Website").

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with these Terms, you must discontinue use of the Website immediately.

If you access the Website on behalf of a corporation, partnership, organization, or other entity, you represent that you have authority to bind that entity to these Terms.

2. Website Purpose

The Website is intended to provide general information regarding Ethos Advisory and its corporate restructuring, turnaround management, financial advisory, business transformation, and related professional services.

The Website is not intended to provide legal, accounting, tax, investment, insolvency, financial, or other professional advice.

3. No Professional Relationship

Accessing the Website, submitting an inquiry, sending an email, downloading materials, or communicating with Ethos Advisory does not create:

  • a client relationship;
  • an advisor-client relationship;
  • a fiduciary relationship;
  • a duty of care; or
  • any contractual relationship.

Professional services are provided only pursuant to a separately executed engagement letter or written agreement.

4. No Reliance on Website Content

All content published on the Website is provided for general informational purposes only.

The information may not reflect current legal, regulatory, financial, economic, or market developments and should not be relied upon as professional advice.

Before making any business, financial, legal, restructuring, investment, or operational decision, you should obtain advice from qualified professional advisors familiar with your specific circumstances.

You assume full responsibility for any decisions made based upon information contained on the Website.

5. Intellectual Property

All content on the Website, including:

  • text;
  • articles;
  • reports;
  • graphics;
  • logos;
  • branding;
  • images;
  • videos;
  • designs;
  • software; and
  • other materials, are owned by Ethos Advisory or its licensors and are protected by Canadian and international intellectual property laws.

Nothing in these Terms grants any ownership rights in the Website or its content.

You may:

  • access the Website;
  • download publicly available materials for personal or internal business use; and
  • print copies for informational purposes.

You may not:

  • reproduce;
  • modify;
  • distribute;
  • republish;
  • sell;
  • sublicense; or
  • commercially exploit any Website content without prior written consent from Ethos Advisory.

6. Acceptable Use

You agree not to:

  • violate any applicable law;
  • interfere with Website operations;
  • attempt unauthorized access to systems or data;
  • introduce malware, viruses, or malicious code;
  • scrape, harvest, or collect data from the Website;
  • use automated tools to extract content;
  • impersonate another person or entity;
  • infringe intellectual property rights; or
  • use the Website in a manner that could damage Ethos Advisory's reputation or operations.

Ethos Advisory reserves the right to restrict or terminate access for any user violating these Terms.

7. User Submissions

If you voluntarily submit information through contact forms, email, or other Website features:

  • you represent that the information is accurate;
  • you have authority to provide the information;
  • the information does not violate applicable law or third-party rights.

Except as provided in our Privacy Policy, Ethos Advisory does not claim ownership of information submitted by users.

8. Privacy

Your use of the Website is subject to our Privacy Policy, which describes how we collect, use, disclose, and protect Personal Information.

By using the Website, you consent to the practices described in the Privacy Policy.

9. Third-Party Links

The Website may contain links to third-party websites or resources.

Ethos Advisory does not control and is not responsible for:

  • third-party content;
  • privacy practices;
  • accuracy of information;
  • products or services offered by third parties.

Links are provided solely for convenience and do not constitute endorsement.

10. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETHOS ADVISORY DISCLAIMS ALL WARRANTIES, CONDITIONS, REPRESENTATIONS, AND GUARANTEES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • ACCURACY;
  • NON-INFRINGEMENT;
  • AVAILABILITY;
  • SECURITY; AND
  • UNINTERRUPTED ACCESS.

Ethos Advisory does not warrant that:

  • the Website will be error-free;
  • the Website will always be available;
  • defects will be corrected; or
  • the Website is free from malware or harmful components.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETHOS ADVISORY, ITS DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, CONTRACTORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY:

  • direct damages;
  • indirect damages;
  • incidental damages;
  • consequential damages;
  • special damages;
  • punitive damages;
  • loss of profits;
  • loss of business opportunities;
  • loss of goodwill;
  • loss of revenue;
  • loss of data;

arising out of or relating to:

  • your use of the Website;
  • inability to use the Website;
  • reliance on Website content; or
  • any third-party websites linked through the Website.

If liability cannot be excluded under applicable law, Ethos Advisory's total aggregate liability shall not exceed CAD $100.

12. Indemnification

You agree to indemnify and hold harmless Ethos Advisory and its directors, officers, employees, contractors, consultants, and affiliates from any claims, losses, liabilities, costs, expenses, or damages arising from:

  • your breach of these Terms;
  • your misuse of the Website;
  • your violation of applicable law; or
  • your infringement of any third-party rights.

13. Website Modifications

Ethos Advisory reserves the right to:

  • modify the Website;
  • suspend functionality;
  • discontinue content;
  • restrict access; or
  • terminate operation of the Website at any time without notice.

14. Changes to These Terms

We may amend these Terms from time to time.

Updated versions will be posted on the Website and become effective upon posting.

Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Any dispute arising from these Terms or use of the Website shall be subject to the exclusive jurisdiction of the courts of Ontario.

16. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Ethos Advisory regarding your use of the Website.

18. Contact Information

Questions regarding these Terms may be directed to:

Ethos Advisory Inc.

Website: https://www.ethosadvisory.ca

Email: contact@ethosadvisory.ca